by John Cooper
Regrettably debt collectors are often unethical. This has resulted in the government passing legislation to protect you from unethical debt collection tactics.
If the debt you are being contacted about is accurate then you should ask for debt validation. We suggest you do this in writing.
If you neglect ...
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Written by John Cooper on February 25th, 2009
Written by John Cooper on January 11th, 2009
by John Cooper
If you have bad credit there is hope. You do not have to wait seven years for bad credit items to naturally fall off your credit report.
Congress passed the Fair Credit Reporting Act which gives you the right to dispute any item on your credit report. This act ...
Written by John Cooper on January 10th, 2009
by John Cooper
Phone calls and other communications from debt collectors can be incredibly frustrating. They will cause some to change numbers and even move just to avoid it.
This frustration will quickly be multiplied if the debt is not a valid debt. It is not uncommon for a lender mistake ...
Written by Matt Douglas on January 2nd, 2009
by Dan Moskel
The baby phat rush card is a prepaid credit card. It was created by Russell Simmons he co founded the popular Def Jam record label.
This is how the rush card works; you deposit money into your card/account, then you use your card to make purchases, money is taken ...
Written by Justin Hutto on December 18th, 2008
by Justin Hutto
You can dispute a bad credit listing on your Equifax credit report by creating a dispute letter. In your letter you must identify the disputed listing and provide an explanation as to why it is incorrect.
This letter can be created by you or you can hire a credit ...
Written by John Cooper on December 14th, 2008
by John Cooper
To dispute an item on your TransUnion credit report you must use the dispute process. This is done by creating and mailing a dispute letter or hiring a service to dispute items on your credit report on your behalf.
You need to know that you must dispute an item ...
Written by Dan Moskel on December 12th, 2008
by Dan Moskel
You can save hundreds of dollars a year on check cashing fees simply by using a direct deposit credit card. This is a prepaid card issued as a MasterCard or Visa.
To enroll in direct deposit there will be a form online that you print and fill out. You ...
